A lot of factors will affect your decision to try in vitro fertilization (IVF). For most people, the biggest influence is cost. IVF is not cheap — a basic cycle in the US can cost from $12,000- $15,000. There are some aspects that can make it cheaper or even more expensive, such as tests, procedures, and IVF prescriptions costs.
Evaluation and Fertility Tests
For most women, the cost of pursuing IVF begins with examining herself and her partner for the causes of fertility issues. This is an important step to determine if general fertility treatments such as ovarian stimulation and intrauterine insemination (IUI) could be an effective, cheaper alternative. Here are the evaluation basics and the average cost in the US:
1. Visit with fertility specialist ($200-$400)
2. Pelvic ultrasound ($150-$500)
3. Semen analysis ($50-$300)
4. Hysterosalpingogram (HSG -test tubes dye test) ($800-$3000)
So the basic cost of fertility tests and evaluation could range from $1200 to $4200.
Fertility Treatments
The cost of the actual IVF fertility treatment will depend on the type of treatment needed and the cost of the fertility medications used. The national average for basic IVF is $11,500. Some patents will require a procedure called Intracytoplasmic Sperm Injection (ICSI) in conjunction with IVF, an effective treatment for when the fertility problems have a male factor. This costs on average an additional $1500. The IVF prescriptions costs can vary widely, ranging from $1500-$5000.
For women pursuing IVF with donor eggs, there are legal, agency and donor fees that factor into the cost, making it more than twice as expensive as regular IVF at $28,000 on average. The IVF prescriptions costs range from $1500-$4000.
The cost of an IVF procedure will vary by location, and is often affected by how much competition there is in your area. It’s not advisable to seek out ultra low cost fertility clinics as quality of care could be a factor in your cycle’s success rate.
However there is some flexibility in how much you spend in the necessary IVF medications. Online pharmacies such as IVFPrescriptions.com leverage prescription medication price control and affiliate relationships to offer discount IVF drugs as the cheapest fertility pharmacy.
Insurance Coverage and Financing Options
Knowing how much of your IVF you must pay for out of pocket will likely be a deciding factor. Each insurance company has different policies, and national law in the US doesn’t require insurance companies to fund infertility treatments. There are fourteen state laws that do require they pay for treatment, and insurance companies will pay for almost all of the costs associated with fertility testing.
Talk to your clinic about any hidden or extra fees in their IVF price quote, and go over them thoroughly with your insurance company before proceeding with the treatment and agreeing to pay.
For women who know they need to pay out of pocket, there are some fertility clinics that offer financing options to make IVF possible. Some clinics also offer a refund system where patients pay a set fee and the clinic will give a partial refund if you don’t succeed at getting pregnant.
If you want to determine for sure if IVF is an option for you, learn about the clinics in your area, financing options and insurance coverage. A great way to cut costs without compromising quality is by finding cheap fertility drugs online.
Evaluation and Fertility Tests
For most women, the cost of pursuing IVF begins with examining herself and her partner for the causes of fertility issues. This is an important step to determine if general fertility treatments such as ovarian stimulation and intrauterine insemination (IUI) could be an effective, cheaper alternative. Here are the evaluation basics and the average cost in the US:
1. Visit with fertility specialist ($200-$400)
2. Pelvic ultrasound ($150-$500)
3. Semen analysis ($50-$300)
4. Hysterosalpingogram (HSG -test tubes dye test) ($800-$3000)
So the basic cost of fertility tests and evaluation could range from $1200 to $4200.
Fertility Treatments
The cost of the actual IVF fertility treatment will depend on the type of treatment needed and the cost of the fertility medications used. The national average for basic IVF is $11,500. Some patents will require a procedure called Intracytoplasmic Sperm Injection (ICSI) in conjunction with IVF, an effective treatment for when the fertility problems have a male factor. This costs on average an additional $1500. The IVF prescriptions costs can vary widely, ranging from $1500-$5000.
For women pursuing IVF with donor eggs, there are legal, agency and donor fees that factor into the cost, making it more than twice as expensive as regular IVF at $28,000 on average. The IVF prescriptions costs range from $1500-$4000.
The cost of an IVF procedure will vary by location, and is often affected by how much competition there is in your area. It’s not advisable to seek out ultra low cost fertility clinics as quality of care could be a factor in your cycle’s success rate.
However there is some flexibility in how much you spend in the necessary IVF medications. Online pharmacies such as IVFPrescriptions.com leverage prescription medication price control and affiliate relationships to offer discount IVF drugs as the cheapest fertility pharmacy.
Insurance Coverage and Financing Options
Knowing how much of your IVF you must pay for out of pocket will likely be a deciding factor. Each insurance company has different policies, and national law in the US doesn’t require insurance companies to fund infertility treatments. There are fourteen state laws that do require they pay for treatment, and insurance companies will pay for almost all of the costs associated with fertility testing.
Talk to your clinic about any hidden or extra fees in their IVF price quote, and go over them thoroughly with your insurance company before proceeding with the treatment and agreeing to pay.
For women who know they need to pay out of pocket, there are some fertility clinics that offer financing options to make IVF possible. Some clinics also offer a refund system where patients pay a set fee and the clinic will give a partial refund if you don’t succeed at getting pregnant.
If you want to determine for sure if IVF is an option for you, learn about the clinics in your area, financing options and insurance coverage. A great way to cut costs without compromising quality is by finding cheap fertility drugs online.
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